Can I fly my drone after a hurricane in Puerto Rico?

Authority

FAA — Unmanned Aircraft Systems: Temporary Flight Restrictions (TFRs) · FAA — Unmanned Aircraft Systems: Emergency Situations (Special Governmental Interest process) · FAA Order JO 7210.3EE, paragraph 21-4-7(a) — public and civil UAS Special Governmental Interest operations · FAA Order JO 7210.3EE, paragraph 21-5-4(a)(1) through (a)(4), (c) and (e) — System Operations Support Center (SOSC), SGI qualifying requirements and request process · Código de Seguros de Puerto Rico, Ley 77-1957, Art. 9.050(1) — 26 L.P.R.A. § 949f · Código de Seguros de Puerto Rico, Ley 77-1957, Art. 9.051(1) — 26 L.P.R.A. § 949g · Código de Seguros de Puerto Rico, Ley 77-1957, Art. 9.060(1) and 9.060(5) — 26 L.P.R.A. § 949i · Código de Seguros de Puerto Rico, Ley 77-1957, Art. 9.310(4) — 26 L.P.R.A. § 952

Sources

FAA — Temporary Flight Restrictions (UAS) · FAA — Emergency Situations and the Special Governmental Interest process · FAA Order JO 7210.3EE, Basic with Changes 1 and 2, dated 1-22-26 (PDF) · Código de Seguros de Puerto Rico, Ley 77-1957, consolidated text (OGP, PDF)

Verified

6 September 2026

Status

Current

What is a TFR, and why does one appear after a hurricane?

A Temporary Flight Restriction restricts aircraft — drones included — from operating without permission in a certain area for a limited time, and it reaches pilots as a NOTAM.Verbatim¶

A disaster is one of the standard reasons one goes up. After a hurricane in Puerto Rico the sky over the damage fills with traffic that arrived to work: relief flights, utility patrols, news helicopters, agency aircraft. The TFR is how the FAA keeps that traffic apart from everything else.Our reading¶

The timing is the part that stings. The TFR lands on exactly the days somebody most wants pictures of what the storm did. Your access problem and your best week of work show up together.Our reading¶

The check is per flight, not per season. The FAA writes it as a mandate — you must always check NOTAMs prior to your flight — and the agency publishes active TFRs on its TFR list, updated in real time.Verbatim¶

In special circumstances, the FAA may temporarily restrict access to certain designated areas of our airspace, much in the same way a city or state may block off access to a street when necessary. These airspace restrictions are called Temporary Flight Restrictions (TFRs) and are communicated to pilots through Notices to Airmen (NOTAMs). They restrict aircraft (including drones) from operating without permission in a certain area for a limited time. You must always check NOTAMs prior to your flight.

Active TFRs are published on FAA's TFR list. The TFR list is updated in real-time.

Does a TFR ban drones outright?

A TFR restricts flight without permission, and each TFR carries inside its own text the description of who may get approval to fly in it.Verbatim¶

The FAA says it twice on the same page, and the second half is what gets skipped. It is writing about the TFRs it issues, at the request of local authorities or law enforcement, for aircraft conducting hurricane rescue and recovery activities: these TFRs do not ban aircraft with proper authorization, including drones, from providing disaster relief and recovery assistance. And then the limit, which it states of TFRs generally: typically, only public safety agencies, first responders and other organizations such as media may be eligible for approval.Verbatim¶

That leaves you reading two documents, not one. There is a general list of operations the FAA may consider for expedited handling, and there is the text of the specific restriction over your site. The second one governs the airspace you are standing under.Our reading¶

There is one more line on that page, and it is a must. To fly in a TFR, drone pilots must coordinate with the controlling agency listed in the TFR. The NOTAM names that agency, and our reading is that the call stands on its own alongside the Special Governmental Interest request.Verbatim¶

So the sequence in a real week is: read the NOTAM, call the controlling agency it names, and then decide what you can promise. A category that appears on the general list may or may not appear inside that particular restriction.Our reading¶

At the request of local authorities or law enforcement, the FAA can issue TFRs to ensure safety for aircraft conducting Hurricane rescue and recovery activities. These TFRs do not ban aircraft with proper authorization, including drones, from providing disaster relief and recovery assistance. TFRs include details about who may get approval to fly in them. Typically, only public safety agencies, first responders and other organizations such as media may be eligible for approval.

To fly in a TFR, drone pilots must coordinate with the controlling agency listed in the TFR.

Is damage documentation for insurance claims really on the FAA's list?

Yes. The FAA's public page on emergency situations lists six kinds of operation that may be considered for expedited approval, and the fifth one is damage assessments supporting disaster recovery related insurance claims.Verbatim¶

Read the six together and one of them stands apart. Firefighting, search and rescue, law enforcement, utility or critical infrastructure restoration, and media coverage are government, utilities, or press. The fifth is commercial work a private company can be hired to perform. It is the only line on that list with a customer at the end of it.Our reading¶

The sentence that opens the process matters just as much. Eligibility is written for first responders and other organizations responding to natural disasters or other emergency situations.Verbatim¶

Those three words — and other organizations — are the doorway for a private operator, and they are what put this line of work inside the process at all.Our reading¶

Which is where most people stop reading, and where the interesting part starts.Our reading¶

First responders and other organizations responding to natural disasters or other emergency situations may be eligible for expedited approval through our Special Governmental Interest (SGI) process.

Operations that may be considered include: Firefighting Includes Wildfire Suppression and Red Flag Warning Area Monitoring Search and Rescue Law Enforcement Utility or Other Critical Infrastructure Restoration Damage Assessments Supporting Disaster Recovery Related Insurance Claims Media Coverage Providing Crucial Information to the Public

What does the FAA require from a private operator before it will process the request?

Before it processes a Special Governmental Interest request, the System Operations Support Center must ensure the requestor meets four conditions, and one more is written specifically for a private operator: secure support from a governmental entity participating in the response, relief or recovery effort to which the proposed operations will contribute, prior to submitting the request. That one lives in FAA Order JO 7210.3EE, paragraph 21-5-4(c).Verbatim¶

The order splits the world in two — public UAS operations and civil UAS operations — and the private operator is on the civil side, which the order says is used in select cases. The lock is in the sequence: the System Operations Support Center requires the support prior to submitting. Our reading of what that costs you: a request that arrives with the sponsorship still pending is still waiting at the door.Verbatim¶

The four conditions ahead of processing are worth reading one at a time, because three of them decide this line of work. The proponent has to be operating under an active COA or in compliance with part 107. The operation has to fall inside a timeframe incompatible with the processing time required for regular COA or 14 CFR part 89/part 107 processes. It has to be flown by a governmental (public) entity or sponsored or supported by one. And it has to directly support an active homeland security, law enforcement, or emergency operations effort, or some other response, relief, or recovery activity benefiting a critical public good — a test the order leaves the SOSC to determine, in consultation, as needed, with the FAA's interagency partners.Verbatim¶

That fourth one is the quiet one, and it is the one a private documentation job has to clear. The order's own examples of a critical public good are restoration of an electrical grid, other critical infrastructure, and media coverage. Whether the record you propose to build lands there is a judgement somebody at the SOSC makes, which is one more reason the sponsor's letter should say in plain words what your flights contribute to their effort.Our reading¶

This is where the business actually sits, and it is worth being blunt about it. The filing takes an afternoon. The sponsor takes months. The commercial work of this line is not the request to the FAA — it is knowing, before there is a storm to point at, which government office is going to be in the response where you work and who inside it signs a letter.Our reading¶

That is also why it holds. Anyone can read the FAA page the week after a hurricane. Only the operator who did the peacetime work can file that week.Our reading¶

Public UAS and, in select cases, civil UAS operations may be needed to support activities which answer significant and urgent governmental interests, including national defense, homeland security, law enforcement, and emergency operations objectives. These operations are authorized through UAS SGI Addendums.

a. SGI Qualifying Requirements. Prior to processing a UAS SGI request, the System Operations Support Center (SOSC) must ensure the requestor meets the following conditions: 1. The proponent is operating under the authority of an active COA (including Blanket COAs) or in compliance with part 107. 2. The UAS operations to be authorized would be conducted within a timeframe incompatible with the processing time required for regular COA or 14 CFR part 89/part 107 processes. 3. The requested operations will be flown by a governmental (public) entity or sponsored/supported by a governmental (public) entity. 4. The operations directly support an active (e.g., not demonstration) homeland security, law enforcement, or emergency operations effort, or some other response, relief, or recovery activity benefiting a critical public good (for example, restoration of an electrical grid or some other critical infrastructure, or media coverage). The fulfillment of this requirement is determined by the SOSC in consultation, as needed, with the FAA's interagency partners.

Civil UAS Operations. The SOSC requires qualifying proponents of civil UAS operations to secure support from a governmental entity participating in the response relief or recovery effort, to which the proposed UAS operations will contribute, prior to submitting its request for a SGI Addendum.

1. Name the government entities that would be running or joining a response in the areas where you work — municipal emergency management, the commonwealth emergency management agency, the public utility, the federal agency leading recovery.
2. Meet them in peacetime. Ask directly whether they would support an expedited airspace request for damage documentation that feeds their recovery effort.
3. Get the support in writing, with a named person, a role, a phone number that answers during an emergency, and a description of what your flights contribute to their effort.
4. Write the urgency argument once, in advance: evidence of storm damage has a short life, because debris gets cleared, roofs get tarped, and the next rain falls on the inside of the building.
5. Write the public-good argument too, because the SOSC decides that one: say which active response, relief or recovery activity your record serves and who relies on it.
6. File after the sponsorship is in hand. The order requires it prior to submitting, and those three words are the whole paragraph.

How do I file, when the FAA's own sources describe two different routes?

File through the TSA/FAA Waiver & Airspace Access Program and select "Part 107 Special Government Interest" from the drop down — that is the route the FAA's current emergency situations page gives, read on 6 September 2026.Verbatim¶

Create the account in peacetime. The page states it as a requirement: to submit a waiver through this process, you need to access the TSA/FAA Waiver & Airspace Access Program using Mozilla Firefox or Google Chrome, then create a username and password and follow the on-screen instructions to request a new waiver. The morning after a hurricane is the wrong morning to find out that a password reset email goes to an address you no longer have.Verbatim¶

Two other FAA sources describe the other route for the same request, and the TFR page states it as a must: to apply for an authorization through the SGI process you must be a part 107 remote pilot with a current certificate or hold a Certificate of Waiver or Authorization, and fill out the Emergency Operation Request Form and send it to the System Operations Support Center. Order JO 7210.3EE names the inbox — 9-ATOR-HQ-SOSC@faa.gov — and its own note places that form on the emergency situations page, which today sends you to the portal instead. Read both at the source before you rely on either.Verbatim¶

Two of the three sources publish the same telephone, and each gives it a different job. The emergency situations page: for time sensitive operations, call the System Operations Support Center (SOSC) for real-time authorization at 202-267-8276. The order, at 21-5-4(e)(2): confirm receipt of the request with the SOSC via phone at that same number. Save it offline before the season.Verbatim¶

Where the order is explicit, the sequence is file first and confirm second: 21-5-4(e) has the proponent submit the form to the SOSC by email, and then confirm receipt of the request by phone. Our reading is that the confirming call belongs on a portal filing too, because neither source confirms receipt for you. And if the operation is time sensitive, the FAA's own note points to that same line for real-time authorization.Our reading¶

So log who you spoke to and when. A request filed into the wrong channel does not bounce loudly. It just sits.Our reading¶

To submit a waiver through this process, you need to access the TSA/FAA Waiver & Airspace Access Program using Mozilla Firefox or Google Chrome. Once you create a username and password, follow the on-screen instructions to request a new waiver. Then select "Part 107 Special Government Interest" from the drop down.

Note: For time sensitive operations, call the System Operations Support Center (SOSC) for real-time authorization at 202-267-8276.

To apply for an authorization through the SGI process you must: Be a Part 107 Remote Pilot with a current certificate or have a Certificate of Waiver or Authorization (COA) Fill out the Emergency Operation Request Form (MS Word) and send it to the FAA's System Operations Support Center (SOSC)

The SOSC requires all qualifying proponents of UAS operations to request a SGI Addendum as follows: 1. Submit a completed "FAA REQUEST FORM FOR EXPEDITED SGI WAIVER OR AUTHORIZATION FOR UAS OPERATION" to the SOSC via email at 9-ATOR-HQ-SOSC@faa.gov. NOTE- The "FAA REQUEST FORM FOR EXPEDITED SGI WAIVER OR AUTHORIZATION FOR UAS OPERATION" is located on the FAA website at https://www.faa.gov/uas/advanced_operations/emergency_situations/ then via the link for "Emergency Operation Request Form." 2. Confirm receipt of the request with the SOSC via phone at (202) 267-8276.

1. Open the portal account now, in peacetime, using Mozilla Firefox or Google Chrome, and log in once a quarter so the credentials stay live.
2. Request a new waiver in the portal and select "Part 107 Special Government Interest" from the drop down.
3. Attach the written government support, the urgency statement, the public-good statement, the area, the dates, and the scope of what you will capture.
4. Call the SOSC at 202-267-8276 to confirm receipt, and log who answered and when. For a time sensitive operation, that same line is where the FAA points for real-time authorization.
5. Log the call, the submission time, and the reference number in the same file as the flight records for that operation.

What does an approval give me, and what does a denial mean?

An approval is an amendment attached to the COA or Remote Pilot Certificate you already hold, authorizing you to fly under certain conditions for the specified operation. A denial holds you to that existing COA or part 107, and leaves you the option to amend the request.Verbatim¶

Read specified operation literally. It is permission for that job, in that area, in that window. A second area, a second week, a second job is a second submission, and the conditions attached to the first one do not travel.Our reading¶

A denial stops the flight and leaves the request alive. The FAA writes the operative word in capital letters — if denied, operators should NOT fly outside the provisions of their existing COA or part 107 — and the same paragraph gives the way back: operators have the option to amend their requests.Verbatim¶

Our reading of why the capitals are there: a denial on file changes the character of a flight. Before it, an unauthorized flight is a mistake. After it, the government holds a document showing you asked, were told no, and went anyway. That is the version that is hard to explain to anybody. The amendment is the door the FAA leaves you instead.Our reading¶

Keep the denial. It belongs in the file next to that day's flight log, for the same reason the approval does — the record of what you were allowed to do is part of the record of what you did.Our reading¶

If approved, the FAA will add an amendment to your existing Certificate of Waiver or Authorization (COA) or Remote Pilot Certificate that authorizes you to fly under certain conditions for the specified operation. If denied, operators should NOT fly outside the provisions of their existing COA or part 107. Operators have the option to amend their requests.

Where is the line between documenting the damage and adjusting the claim?

Documenting damage is data capture. Investigating and negotiating the adjustment of a claim is the adjuster's act as Article 9.050(1) of the Insurance Code defines it, and Article 9.060(1) is what reserves that act to a person who holds the license.Verbatim¶

The definition is worth reading slowly, because it names two acts joined together — investigating and negotiating the adjustment of claims arising from insurance contracts — and it covers the person doing it as an employee, as an independent contractor, or as an employee of an independent contractor. A contractor arrangement changes nothing about which side of the line the work falls on.Verbatim¶

Article 9.060(1) sets the prohibition with two verbs, and the second one is the one that catches people: no person shall act, or hold himself out, in Puerto Rico as an adjuster without a license. Holding yourself out needs no claim, no customer and no adjustment. The title alone is the act.Verbatim¶

The penalty carries a number. Article 9.060(5) makes it a misdemeanor punishable by a fine of not less than five hundred dollars and not more than fifteen thousand, in addition to the sanctions provided in the Chapter.Verbatim¶

So the deliverable has a shape, and the shape is the record. Dated, georeferenced imagery of the condition of a site, captured on a plan, handed to whoever hired you and to the licensed adjuster they engage. The adjuster investigates and negotiates. That division is what makes the work sellable at all: you produce the record, and the licensed professional performs the licensed act.Our reading¶

And the Code keeps a door in this exact wall. Article 9.310(4) lets the Commissioner grant a special emergency adjuster permit to a person qualified to adjust losses resulting from a general catastrophe. It is discretionary, it runs on an application in the form the Commissioner prescribes, and it carries whatever requirements, conditions and fees the Commissioner sets.Verbatim¶

Our reading: if you ever want the other side of the line, that is the article to bring. Read what the general catastrophe attaches to — it describes the losses the person is qualified to adjust, not a season in which the permit becomes available. The permit turns on the Commissioner: his discretion, his form, his requirements, his fees. Until then, the record is the product and the license belongs to somebody else.Our reading¶

Es la persona que, por compensación como empleado, contratista independiente o como empleado de un contratista independiente, por honorarios, comisión o sueldo, investiga y negocia el ajuste de reclamaciones que surjan de contratos de seguros, exclusivamente a nombre del asegurador o del asegurado. Disponiéndose que un ajustador público no podrá ser empleado de un asegurador.

[Adjuster.] It is the person who, for compensation as an employee, as an independent contractor, or as the employee of an independent contractor, by fee, commission or salary, investigates and negotiates the adjustment of claims arising from insurance contracts, exclusively on behalf of the insurer or of the insured. Provided that a public adjuster may not be an employee of an insurer.

Ninguna persona actuará o se hará pasar en Puerto Rico como productor, representante autorizado, intermediario de reaseguro, agente general, solicitador, ajustador, o consultor de seguros, a menos que posea licencia para ello, de acuerdo con este capítulo y con los reglamentos aplicables que sean promulgados a su amparo.

No person shall act, or hold himself out, in Puerto Rico as a producer, authorized representative, reinsurance intermediary, general agent, solicitor, adjuster, or insurance consultant, unless he holds a license to do so in accordance with this chapter and the applicable regulations promulgated under it.

La infracción de los párrafos (1), (2) ó (3) de este Artículo se considerará una violación a este Código sujeto a las sanciones dispuestas en este Capítulo. Además, dicha violación se considerará como un delito menos grave, castigable con una multa no menor de quinientos (500) dólares ni mayor de quince mil (15,000) dólares.

A violation of paragraphs (1), (2) or (3) of this Article shall be considered a violation of this Code, subject to the sanctions provided in this Chapter. In addition, such violation shall be considered a misdemeanor, punishable by a fine of not less than five hundred (500) dollars nor more than fifteen thousand (15,000) dollars.

El Comisionado podrá conceder permiso especial de ajustador de emergencia a cualquier persona capacitada para el ajuste de pérdidas resultantes de una catástrofe general, previa presentación de la solicitud de permiso especial en la forma prescrita para ello por el Comisionado. Tal permiso estará sujeto a que se cumpla con los requisitos y condiciones que establezca el Comisionado y al pago de los derechos correspondientes.

The Commissioner may grant a special emergency adjuster permit to any person qualified to adjust losses resulting from a general catastrophe, upon submission of the application for a special permit in the form prescribed by the Commissioner. Such permit shall be subject to compliance with the requirements and conditions established by the Commissioner and to payment of the corresponding fees.

What do I set up before the season, so this works at all?

Four things have to already exist when the storm arrives: live operating authority, a written government sponsor, a live portal account, and wording on your own materials that names what you produce.Our reading¶

The first is condition one of the four the SOSC checks — an active COA, including a Blanket COA, or compliance with part 107 — and the TFR page repeats it as a must for anyone applying through the SGI process. Like the sponsor, it is not something you can assemble in the week after a storm.Verbatim¶

The last one is a wording check with a statute behind it, and it surprises people. Article 9.051(1) says that anyone who uses in any advertisement or advertising medium the title of insurance consultant, insurance specialist, insurance advisor, insurance analyst, or any other similar title, is deemed an insurance consultant and is required to meet all the requirements of the Chapter.Verbatim¶

That reaches a website, a service list, a one-page proposal, a business card, and an email signature. The statute attaches to the label, and the phrase any other similar title means the list of four is a floor, not a ceiling.Our reading¶

So name what you produce rather than what you conclude. Aerial data capture. Photogrammetric documentation. Dated georeferenced visual record. Damage documentation. Those words describe the work accurately and belong to nobody's license.Our reading¶

Then set the record standard before you need it. Everything captured in a disaster week becomes evidence for somebody — an adjuster, an agency, a contractor, a court. Date, coordinates, planned coverage of the area named in the request, and storage where a correction is added on top of what was there. That discipline is also the reason a government office says yes to sponsoring you a second time.Our reading¶

Cualquier persona que a través de cualquier anuncio o medio de publicidad use el título de consultor de seguros, especialista en seguros, asesor de seguros, analista de seguros, o cualquier otro título similar, será considerada como consultor de seguros y vendrá obligada a cumplir con todos los requisitos que a esos efectos se disponen en este Capítulo.

Any person who, through any advertisement or advertising medium, uses the title of insurance consultant, insurance specialist, insurance advisor, insurance analyst, or any other similar title, shall be deemed an insurance consultant and shall be required to comply with all the requirements provided to that effect in this Chapter.

1. Confirm your operating authority is live before the season: an active COA, including a Blanket COA, or compliance with part 107. It is condition one of the four.
2. List the government entities that would be in a response where you work, and find out who inside each one signs a support letter.
3. Meet them before the season and get the support in writing, with a name, a role, and a number that answers during an emergency.
4. Open the TSA/FAA Waiver & Airspace Access Program account and log in once a quarter to keep the credentials live.
5. Write the urgency paragraph and the public-good paragraph now. In an emergency you will paste them, not compose them.
6. Sweep every public material you have for the four titles named in Article 9.051(1) and for anything similar to them.
7. Fix the record standard: date, coordinates, planned coverage, add-only storage, and a preservation rule for as long as a claim or a proceeding is live.

What most people have wrong

Each of these is a thing said confidently in public that the rule does not support. The section number settles it.

1. The FAA lists damage assessments for insurance claims, so I can apply once the storm has passed.Order JO 7210.3EE, paragraph 21-5-4(c), requires a civil operator to secure support from a governmental entity participating in the response, relief or recovery effort to which the proposed operations will contribute, and to have it prior to submitting the request. That is the condition with the lead time: the application is the easy half, the sponsor is the half that takes months, and it is built in peacetime.JO 7210.3EE 21-5-4(c)
2. A TFR closes the airspace to everyone.The FAA writes it of the TFRs it issues for hurricane rescue and recovery activities at the request of local authorities or law enforcement: these TFRs do not ban aircraft with proper authorization, including drones, from providing disaster relief and recovery assistance. The restriction is on flying without permission, and the FAA adds that TFRs include details about who may get approval to fly in them.FAA — Temporary Flight Restrictions (UAS)
3. If my operation is on the FAA's list of eligible operations, the TFR will let me in.Two documents, not one. TFRs include details about who may get approval to fly in them, and the FAA writes that typically, only public safety agencies, first responders and other organizations such as media may be eligible for approval. The general list gets you a process; the specific NOTAM governs the airspace.FAA — Temporary Flight Restrictions (UAS); FAA — Emergency Situations
4. The SGI approval is all the permission I need to be inside the TFR.The FAA's TFR page states it as a must: to fly in a TFR, drone pilots must coordinate with the controlling agency listed in the TFR. The NOTAM names that agency, and our reading is that the call stands on its own alongside the SGI request.FAA — Temporary Flight Restrictions (UAS)
5. The SGI process is for first responders only.The eligibility sentence reads first responders and other organizations responding to natural disasters or other emergency situations. Those three words are the doorway, and paragraph 21-5-4(a)(3) states its price: flown by a governmental (public) entity, or sponsored or supported by one.FAA — Emergency Situations; JO 7210.3EE 21-5-4(a)(3)
6. Government sponsorship is the last thing standing between me and the approval.Paragraph 21-5-4(a) puts four conditions ahead of processing, and the fourth is the one a private documentation job has to clear: the operations must directly support an active homeland security, law enforcement, or emergency operations effort, or some other response, relief, or recovery activity benefiting a critical public good. The order leaves that determination to the SOSC, in consultation, as needed, with the FAA's interagency partners.JO 7210.3EE 21-5-4(a)(4)
7. Everyone knows a hurricane is urgent, so the urgency does not need arguing.Paragraph 21-5-4(a)(2) makes it a checked condition: the operations must be conducted within a timeframe incompatible with the processing time required for regular COA or 14 CFR part 89/part 107 processes. It is a sentence somebody has to write, and it is faster to have written it in June.JO 7210.3EE 21-5-4(a)(2)
8. I will find the form and open the account when I need them.Three FAA sources, two routes. The current emergency situations page sends you to the TSA/FAA Waiver & Airspace Access Program and the "Part 107 Special Government Interest" selection. The TFR page and Order JO 7210.3EE both send the Emergency Operation Request Form to the SOSC by email. The account creation and the phone number both belong to peacetime.FAA — Emergency Situations; FAA — Temporary Flight Restrictions (UAS); JO 7210.3EE 21-5-4(e)
9. An SGI approval is a permit I hold for the season.If approved, the FAA adds an amendment to your existing COA or Remote Pilot Certificate that authorizes flight under certain conditions for the specified operation. New area, new window, new job: new request.FAA — Emergency Situations
10. A denial is just paperwork; the flight is legal either way.The FAA writes the word in capitals: if denied, operators should NOT fly outside the provisions of their existing COA or part 107. The same paragraph gives operators the option to amend their requests, so the way forward is a new submission. Our reading is that a denial on file is the document that turns an unauthorized flight into a deliberate, dated, government-held record of one.FAA — Emergency Situations
11. Calling it damage assessment for an insurance claim is just describing photographs.Article 9.050(1) defines the adjuster as the person who investigates and negotiates the adjustment of claims arising from insurance contracts, including a person doing it as an independent contractor. Article 9.060(1) requires a license to act as one or to hold oneself out as one, and Article 9.060(5) prices the violation as a misdemeanor of $500 to $15,000 plus the sanctions of the Chapter.Código de Seguros Art. 9.050(1), 9.060(1), 9.060(5)
12. Titles on a website are marketing language, not a legal question.Article 9.051(1) converts the label into the role: anyone who uses in any advertisement the title insurance consultant, insurance specialist, insurance advisor, insurance analyst, or any other similar title is deemed an insurance consultant and must meet the requirements of the Chapter. The statute attaches to the word, with no customer and no work performed.Código de Seguros Art. 9.051(1)

Where this goes next

• Can I legally fly a drone over my job site in Puerto Rico?An SGI amendment attaches to the part 107 privileges you already hold, so the airspace, altitude and hour checks on that page are the baseline this one sits on top of.
• What does the EPA construction permit require me to photograph?The rain-triggered inspection clock on an active site keeps running through a storm; that page carries the federal permit cadence and the photographic record it requires.
• What should I require before anyone flies over my site?The coverage-territory question and the rest of the Insurance Code vocabulary live on that page, including how to ask a carrier for its territory answer in writing.

Written by a FAA Part 107 Certified Remote Pilot in western Puerto Rico, and verified on 6 September 2026. Something out of date or wrong on this page? Write and say so — corrections are read and dated.